Community Housing Impact and Preservation (CHIP)

Housing funds are available for the following activities for Owner-Occupied Homes and Landlord Assisted Rentals.

 What is CHIP? 

The Community Housing Impact and Preservation (CHIP) Program provides funding to address housing-related activities. Eligible households who do not have the resources to make necessary improvements to their homes can apply for this program. Maumee Valley Planning Organization oversees applications for Defiance, Fulton, Henry, Paulding, and Williams Counties in Northwest Ohio. Activities available to homeowners are described below.

 CHIP Activities for Homeowners & Landlords 

Rehabilitation

Private Owner Occupied Properties

The Private Rehabilitation activity addresses full rehabilitation of the property to bring the entire home into conformance with local and state codes while addressing health and safety concerns.

 

Eligible Improvements

The improvements will include correction of structural issues, heating, electrical, plumbing, lead paint hazards, accessibility, and water/sewer issues. This is NOT a home remodeling program, as only health and safety issues can be addressed. Life Estate or Land Contract properties are not eligible for this activity. This is a rated activity.

 

More Information

Homes are rated based on household characteristics and housing unit condition with homes rating highest being completed first. A mortgage is placed on the property in the amount of assistance provided, with 85% forgiven over a five (5) year period; 15% recaptured at time of property sale, transfer of ownership or when owner vacates the property. No payments until the sale or transfer of the property. See income limits for household income eligibility.

Home Repair

Private Owner Occupied Properties

This activity assists owner-occupied homeowners with one or two repair needs.

 

Eligible Repairs

Grants will be provided to qualified homeowners to address necessary repairs such as faulty wiring, water/sewer issues, badly leaking roof, furnace replacement, etc., on a first-come, first-serve basis. This activity is designed to assist a property one time. See income limits for household income eligibility.

Home Repair

Rental Properties

This activity assists landlords to correct one or two specific problems that adversely affect occupant health and safety and/or the unit’s structural integrity.  Assistance is provided to rental units (1-4 unit properties) on a first-come, first-serve basis.  The CHIP Program assists with 50% of the cost of the project and the landlord pays 50% of the project.  Landlords must agree to rent to income eligible households and keep rents below the HUD Section 8 Fair Market Rent amounts for a 2-year period.

 Forms & Information 

Pre-Application

Full Application

Income Limits (2019)

Frequently Asked Questions

CHIP Contractor Application

Rental Home Repair

Fair Housing Information

Fair Market Rents (2019)

Lead Safe Information

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CHIP funds are made available through a collaborative effort by:  

  • Defiance County Commissioners

  • Henry County Commissioners

  • Defiance County Commissioners

  • Henry County Commissioners

  • Fulton County Commissioners

  • Paulding County Commissioners

  • City of Bryan

  • City of Napoleon

  • City of Defiance

  • City of Wauseon

Now accepting Pre-Applications for the following communities:

Maumee Valley East

  • Henry County

  • Fulton County

  • City of Napoleon

  • City of Wauseon

Maumee Valley South

  • Defiance County

  • City of Defiance

  • Paulding County

Maumee Valley North

  • Williams County

  • City of Bryan

Send us a message and we can check if you qualify: 

For more information, contact:  Maumee Valley Planning Organization at mvpo@mvpo.org or 419-784-3882.

Funding awarded by the Ohio Development Service Agency's Office of Community Development.

Below are the 2019 income limits for the CHIP Program (Rental and Owner Occupied):

Maumee Valley

Planning Organization

Defiance County East

1300 E. Second Street, Suite 200 Defiance, OH 43512

Open Monday - Friday

8:00 a.m. - 4:30 p.m.

Phone: 419-784-3882

Fax:  419-784-2061

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